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While your rates won't change if you start smoking again after getting life insurance, there could be consequences if you misrepresented yourself as a non-smoker during the contestability period (typically the first two years of the policy)

My experience with the good Captain was recent, when I smoked CB white for the first time

Over one hundred years later, the scarcity and rich history of the T206 Honus Wagner has truly made it the holy grail of card collecting

(3) Request of any person observed or believed to be smoking in an area where smoking is prohibited to refrain from smoking immediately and, if that person does not refrain from smoking after being asked to do so, the proprietor shall: (A) Ask the person to leave the premises or establishment

But considering how your body works, its not surprising