other words for tobacco Meanwhile, the War on Limps Ahead CTCRE's Annual Tobacco and Other

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Pipes and Cigars Many people feel this type of smoking is safer, because most do not inhale as deeply

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The law permits employers to use the wellness plan exception to reward non-smokers because, as a matter of public policy, lawmakers have decided that employers should be able to impose higher costs on tobacco users because they account for a disproportionate share of overall claims which in turn leads to higher premiums for all participants in employer-sponsored group health plans

Key Point #2: Both court decisions set a very low, almost nonexistent bar for a plaintiff to have standing in a tobacco surcharge case